{
  "schema": "raven-payment-policy/1",
  "rails": {
    "acp": {
      "offering": "solana_verify_token",
      "settlement": "USDC through Virtuals ACP (escrowed, on-chain)",
      "price_usdc_per_job": 0.1,
      "custody": "none — Raven never custodies agent wallets"
    },
    "hosted_api": {
      "access": "API keys by request (free during invite-gated alpha)"
    },
    "mcp_local": {
      "access": "free, local, runs on your RPC"
    },
    "holder_beta": {
      "access": "key-gated, not globally enabled"
    }
  },
  "hard_limits": [
    "not an investment product",
    "no yield",
    "no custody of agent wallets",
    "Raven does not initiate trades",
    "Raven does not recommend buying or selling tokens",
    "ACP payment buys verification service only",
    "agents should set their own spend limits before calling paid tools",
    "no recurring billing through ACP unless explicitly implemented and documented later"
  ],
  "disclaimer": "Stablecoin-native payment rail for verification services. Not financial advice; no price prediction.",
  "future_rails": {
    "x402": "Candidate future rail: x402 (HTTP 402 + USDC; Coinbase/Cloudflare/Solana Foundation ecosystem) would allow any agent to pay per verification over plain HTTP. DOCUMENTED ONLY — no x402 integration exists today; ACP is the live agent-payment rail."
  }
}